LOAN DESCRIPTIONS

Since you have been through the home buying process before, you know that buying a home can be both exciting and stressful.  At LoanAction.com we try and take the stress out of the home buying experience with our streamlined loan process.  We can get you approved for your new loan so you can concentrate on finding the home of your dreams.  Let us focus on finding the 'right' loan program for you.

We offer great loan programs like:

• Low fixed rate programs
• Very low adjustable rate loan programs
• No income disclosure loans
• 0 points loan
• Loans without mortgage insurance
• Loans for 2nd homes & investment properties

Here are some basics about each type of loan we offer:

• Purchase Loan - for buying a new or pre-owned home.
• Home Construction Loan - for the purchase of land and/or construction purposes.
• Refinance Loan - to lower your monthly house payments or to make use of equity in your home for other purposes (i.e. making home improvements, consolidating your debt, taking cash out for any purpose, etc.).
• 2nd or 3rd Mortgage - for borrowing funds on the equity (market value) still left in your home.
• Home Improvement Loan - specifically for making improvements upon your house by borrowing from your home's equity.
• Debt Consolidation Loan - for consolidating credit cards, car loans, student loans or other personal debts.
• Cash Out For Any Purpose - borrowing cash from the equity (market value) of your home.
• Equity Lines Of Credit - using the equity from your home to open a line of credit for, let's say, starting a business. 

If these descriptions to not give you enough information about the type of loan you need, then call (800)734-3772 for personal assistance.