VA Home Loan


VA offers the best home purchase loan available on the market today. The VA home loan allows current & former military personnel to purchase a home with No Down Payment required with low interest rates on loan amounts up to $1,089,300 in some areas.

The VA home purchase loan advantages are:

  • No Down Payment option allows you to purchase with little or no money out of your pocket
  • Very low fixed rates and reduced closing costs save you money
  • Easier to qualify than other home purchase loan programs
  • VA loans are assumable and have no prepayment penalties
  • No monthly mortgage insurance payments (PMI) on VA loans help you save money
  • You can use your VA loan eligibility over and over again

To see answers to some of the most common questions about VA Home Loans, please see our VA Loans Frequently Asked Questions page.

If you are a veteran wanting to purchase a home in California then also read about our CalVet loans.


Whether or not you currently have a VA loan, you may be able to borrow up to 100% of your home’s value with a VA cashout refinance. VA also offers a streamlined interest rate reduction program (IRRRL) for current VA loan borrowers to lower their current interest rate with minimal paperwork. The VA home loan refinance allows you to:

  • Consolidate bills, do home improvements or get much needed cash for any purpose
  • Lower your interest rate on your current VA loan with no appraisal needed
  • Convert your current adjustable rate loan into a fixed rate at no cost to you

Apply Now or Call 1-800-734-3772 and one of our VA Loan Consultants can pre-approve you for this incredible home loan program.